Privacy Policy

Introduction

OrbitMechanic d.o.o. ("we", "our", or "us") respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you visit our website or use our financial analysis services.

Data Controller Information

The data controller for your personal information is:

Data Collection

We collect and process the following types of personal data:

• Contact Information: Name, email address, phone number, postal address
• Financial Information: Details about your borrowing needs, financial situation, and loan requirements
• Communication Data: Records of our correspondence and consultations
• Technical Data: IP address, browser type, device information, and website usage statistics
• Marketing Data: Your preferences for receiving marketing communications

How We Use Your Information

We use your personal data for the following purposes:

• To provide loan and line of credit analysis services
• To communicate with you about our services and your enquiries
• To prepare and deliver financial analysis reports
• To comply with legal and regulatory obligations
• To improve our website and services through analytics
• To send you relevant marketing communications (with your consent)

Legal Basis for Processing

We process your personal data based on the following legal grounds under GDPR:

• Contract Performance: To fulfil our service obligations to you
• Legitimate Interests: To improve our services and communicate with clients
• Consent: For marketing communications and non-essential cookies
• Legal Obligation: To comply with financial regulations and legal requirements

Cookies and Tracking Technologies

We may use cookies and tracking technologies for analytics, advertising, and remarketing purposes, including Google Ads. These technologies help us measure campaign effectiveness, deliver relevant advertisements, and improve our services. You can manage your cookie preferences at any time through our cookie consent banner.

For detailed information about our use of cookies, please see our Cookie Policy.

Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your data only in the following circumstances:

• With your explicit consent
• To comply with legal obligations or court orders
• With trusted service providers who assist in delivering our services (under strict confidentiality agreements)
• In case of business transfer or merger (with prior notice to you)

Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, comply with legal obligations, and resolve any disputes. Generally, we retain client data for up to 7 years after the completion of our services, in accordance with financial record-keeping requirements.

Your Rights

Under GDPR, you have the following rights regarding your personal data:

• Right of Access: Request copies of your personal data
• Right to Rectification: Request correction of inaccurate data
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Request limitation of data processing
• Right to Data Portability: Receive your data in a portable format
• Right to Object: Object to processing based on legitimate interests
• Right to Withdraw Consent: Withdraw consent for marketing communications

Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. This includes encryption, secure servers, access controls, and regular security assessments.

International Data Transfers

Your personal data is primarily processed within the European Union. If we need to transfer data outside the EU, we ensure appropriate safeguards are in place, such as adequacy decisions or standard contractual clauses approved by the European Commission.

Contact Information

If you have any questions about this privacy policy or wish to exercise your rights, please contact us:

Complaints

If you believe we have not handled your personal data in accordance with this policy or applicable law, you have the right to lodge a complaint with the Slovenian Information Commissioner (Informacijski pooblaščenec) or your local data protection authority.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date.

Governing Law

This privacy policy is governed by Slovenian law and the General Data Protection Regulation (GDPR). Any disputes will be subject to the exclusive jurisdiction of Slovenian courts.